Listening to all the buzz about health care and insurance and religion, I wonder how
they all got mingled together? I am hoping someone can shed the light for me. Here
are my questions:
Isn’t an insurance company a business?
Every business in this nation (except non-profits) started out because someone
wanted to provide a needed service, make a profit, or both.
Isn’t health care generally a business also?
(Except for non-profits) Every pharmaceutical company, pharmacy, hospital, clinic
and doctor’s office opened because someone either wanted to provide a needed
service, make a profit, or both.
Last I checked, the constitution does not say that all Americans have the “right” to
free health care (of any kind).
I keep seeing all these reports of “legislation” that will force insurance companies to
provide certain kinds of care “free” so that religious entities will not be required to
go against their religious beliefs (this has now spread to corporations).
One: Where does the “free” come from? The insurance companies have to pay the
claims of the health-care providers and pharmacies, or, are the providers supposed
to offer “free” healthcare? Last time I checked, the health-care providers had to pay
doctors, nurses, janitors, rent, utilities, pharmaceutical companies, they have to pay
for swabs, dressings, needles, band-aids etc. etc. and the pharmacies purchase their
drugs from the pharmaceutical companies, who in turn have to buy the ingredients
and pay the chemists etc. So maybe, I just don’t understand; perhaps the chemicals
and chemists are “free”?
Two: If I have a job, and my company cannot afford to pay for medical insurance
and so does not offer it, I can go out and buy my own medical insurance through
a variety of companies. These companies compete with each other, which offers
the public a chance to shop around for the benefits and prices that they need. This
means that health insurance is “available” for everyone. I can choose to buy it, or
Three: If I choose not to purchase medical insurance, I can pick a health care
provider that will perform whatever services I need by shopping around for the
best deal. Am I going to get the same care as say…. The President of the United
States? Probably not. Is it reasonable for me to expect the same care if I cannot pay
for it? (I think not.) OK, before you get all heated and say “well, if you can’t afford
the insurance, you probably can’t afford the medical care or the medicine, what
are you ever going to do? It isn’t fair!” To that, I say; go to a “free” clinic. They are
everywhere, and since you obviously have a job and pay taxes, you already paid for
the “free” clinic. If you don’t have a job, go to the “free” clinic anyway; I pay enough
in taxes to pay for your “free” medical care. Right?
So, my real question is this:
Is my company going to be “Legislated” into providing “free” coveralls to companies
that can’t afford to pay for their own? How long will I be able to sustain the business
in that scenario? How long before I lay off employees and our “government” has
to “create jobs” for them with the taxes that they used to be able to pay out of the
income that I provided for them? Ooops, now who will pay the taxes that will go
for the “created” jobs (welfare) that the government is handing out to those who
lost their jobs because the government over-regulated all the businesses out of
profitability? Just saying.